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Gold Loan

HFDI Finance Private Limited

Gold loans provide a distinct financial solution for individuals needing immediate funds by using gold as collateral. These loans are beneficial due to their secured nature, which generally results in lower interest rates compared to unsecured loans. Here are the key features and benefits of gold loans

Gold has always been a highly-valued commodity in India. It is considered auspicious and a symbol of prosperity. Apart from that, gold has excellent investment value. It accounts for a considerable proportion of savings in Indian households, along with an emotional attachment.

Gold liquidation might be one solution during a financial crisis but is not always a happy one due to the emotional attachment it carries. Besides, liquidation during unforeseen circumstances might not fetch you the best rates.

Feature and Benefits of HFDI Finance Private Limited

  • No Credit Score Requirement
  • High Loan to Value Ratio
  • Flexible Tenure
  • No Prepayment Charges

Eligibility Criteria and Documents Required for Gold Loan

  • Nationality: Indian
  • Age: 18 years minimum
  • Gold purity: 22-24 karat
  • Aadhaar card, Voting Card
  • Passport, PAN Card
  • Driving licence

Welcome to HFDI Finance Private Limited

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